Financial / Insurance

Our insurance specialist will assist you in receiving full benefits.

 At OX Orthodontix, we want to make state-of-the art orthodontic treatment attainable for everyone who seeks treatment with us in Howard County, MD. That’s why we have a full-time insurance and financial specialist on staff to help you get the most out of your insurance benefits and our financing options.



For your convenience, we offer many different payment options and we are certain to find a plan that suits you and your family. Our goal is to match you to a payment plan that makes orthodontic treatment affordable for you.

Some of our payment benefits include:


  • Orthobanc Account Management with a NO INTEREST payment plan

  • Professional payment management system

  • Convenient and hassle-free payment methods

  • Automatic draft of monthly payments (timely payments protect your credit score)

  • Save on mailing costs

  • 24-hour online access to your account through Orthobanc's secure website for monitoring payment history and details

  • Online statement may be submitted to your Account Administrators for reimbursement through flexible spending accounts

  • Customer service available at 888-758-0585, Monday through Thursday 8am-7pm, and Fridays 8am-5pm

  • Discounts for paying account in full

  • Third-party credit lines available with no interest for up to two years

  • AccepTx Pro is a professional document that patients receive on their initial visit and it delineates their personalized treatment and payment plan.


If you do not have a patient login, please let us know at your next appointment, and we will gladly help you set up your own personal account. OX Orthodontix Offers CareCredit® - the nation's leading healthcare credit card.

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To help you get the care you need and deserve in a timely manner, we offer CareCredit® which is a credit card for your health, beauty and wellness needs. CareCredit® payment options are an alternative to consumer credit cards, cash or checks. CareCredit® allows you to pay over time instead of a lump sum prior to treatment. You are able to select the available payment option that is best for your situation and budget. Get a credit decision in minutes. 

Apply Here!



Several payment options will be presented at your initial consultation. A dedicated, full-time staff member will assist you in determining and obtaining your full insurance benefits.


We work with most major insurance plans. If you do not have an insurance plan, we believe you will find our services and fees an excellent value. We accept the following insurance plans:


  • Aetna

  • Ameritas

  • Assurant

  • Careingtons Discount Program

  • Cigna

  • Delta

  • Dentemax Plus

  • DHA

  • GEHA

  • Guardian

  • Humana

  • Lincoln Financial

  • Metlife

  • Principal

  • Tricare Retirees (Delta)

  • United Concordia

  • United Healthcare


Don’t let finances get in the way of you receiving the orthodontic care you deserve to the achieve the smile of your dreams. Contact either our Ellicott City or Clarksville office to book your free initial consultation and learn more about your payment options for premier orthodontics at OX Orthodontix!